Medicare Part A

What Does Part A Cost?

Most people don’t pay a monthly premium for Part A if you or your spouse paid Medicare taxes while working for at least ten years. For Part A costs, click here https://www.medicare.gov/your-medicare-costs/part-a-costs/part-a-costs.html.

What Does Part A Cover?

  • Inpatient care in hospitals
  • Skilled nursing facilities
  • Hospice
  • Home health care

In 2018, you pay the following deductible and copays…

  • Deductible - $1,340 per hospital stay (benefit period)
              Multiple hospital stays may mean multiple deductibles
  • Days 1-60  - $0 Copay
  • Days 61-90  -  $335 Copay per day
  • Days 91-150  -  $670 Copay per day (60 lifetime reserve days)
  • Days 151+  - 100% of all expenses

Medicare covers up to 90 days of inpatient hospital care each benefit period. You also have an additional 60 days of coverage, called lifetime reserve days. These 60 days can be used only once in your lifetime.  Then, you pay 100% of all expenses beyond 90 or 150 days.
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